image88

MORTGAGE INSURANCE IS NOT MORTGAGE PAYOFF INSURANCE

DO YOU KNOW THE CRITICALLY IMPORTANT DIFFERENCE?    ONLY ONE PROTECTS YOU !    

DO YOU KNOW THE CRITICALLY IMPORTANT DIFFERENCE?

(PMI) , or "Mortgage insurance."  Only protects your lender. 


PMI (Private) mortgage insurance was required by your mortgage company at the time of your loan if your down payment was less than 20% of the purchase price of your home.   It is automatically included in your mortgage payment and will remain included until your mortgage balance is 78% or less than your original mortgage.   PMI does not protect you, it only protects your mortgage company in the event you default on your mortgage.  It reimburses the mortgage company for the expenses they incur in foreclosing on your property.  


MPI, or "Mortgage Payoff Insurance", protects the homeowner's family.


Mortgage Payoff Insurance, is often purchased to provide the funds to pay off the mortgage balance if the homeowner should die before completing the mortgage.  This insures the homeowner can leave a deed for his family.  A Deed, Not a debt! 

A home with a paid-off mortgage that they will never lose.


Without Mortgage Payoff insurance, the surviving family would be left with a mortgaged home and a payment that they may not be able to keep up. 

Ultimately, they could lose their home through foreclosure.


To avoid confusion with Mortgage Insurance, we call our Mortgage Payoff insurance, Mortgage Home Loan Insurance.


Depending on the insurance carrier, This valuable protection can be purchased with No Medical Exam up to $1,000,000 and up to $10,000,000 with an Insurance physical.   Find out instantly below, how low cost this valuable protection can be. 

MORTGAGE LIFE INSURANCE

Level Term Life Insurance is often chosen  as  a low cost way to provide Life insurance protection for a specified  period of time.   For example, to cover a Home Mortgage or a Business loan,  or until the youngest child in the family has grown and is no longer a dependent.

  

Level Term life insurance is commonly  purchased to cover periods of  10 years, 15 years, 20 years,  or 30 years.  


 During the selected period, both the insurance benefit and the premium remain level.  

About Us

image89

Your contact INFO Goes here Including a Link to another sight if desired

Your contact INFO Goes here Including a Link to another sight if desired

Your contact INFO Goes here Including a Link to another sight if desired

image90

Your BIO Goes here including your picture if desired.

Your contact INFO Goes here Including a Link to another sight if desired

Your contact INFO Goes here Including a Link to another sight if desired